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High Tide InspectionsHigh Tide Inspections

FAQ

Frequently Asked Questions

What an inspection costs and covers, how the insurance inspections work, how quickly you get the report, and what happens when findings need a specialist.

Mon–Sat 8am–6pm · InterNACHI certified, Florida licensed and insured · 20+ years construction and renovation experience

About High Tide Inspections

Who actually performs my inspection?

An InterNACHI certified, Florida licensed and insured inspector from High Tide Inspections. The person who walks your roof is the person who writes your report, and you can call and have any finding explained by someone who actually saw it.

What are your qualifications?

We are InterNACHI certified, Florida licensed and insured, and hold certifications for wind mitigation, roof inspections and 4-point inspections. Behind the credentials is 20+ years of construction and renovation experience, which is the part that matters most in the field — knowing how a house was actually built tells you where to look when something is wrong.

Is High Tide Inspections licensed and insured?

Yes. Florida licenses home inspectors at the state level, and High Tide carries both the license and insurance. If your lender, agent, or insurance carrier needs documentation on file before the inspection, ask when you book and it will be sent over.

Where is High Tide based?

St. Augustine, at 234 Nesmith Ave. That location is central to the Northeast Florida service area, which is why coverage runs comfortably from the Duval beaches south through Flagler and Volusia and west into Clay and Putnam counties.

How long has High Tide been inspecting homes?

High Tide Inspections is an established Northeast Florida inspection business with a 5.0 star rating across 68 Google reviews. We bring 20+ years of construction and renovation background to the work, which predates the inspection business itself.

Do you work with realtors regularly?

Yes, and realtor clients are a meaningful share of the work. Agents tend to care about three things: that the inspection happens inside a tight contingency window, that the report is clear enough that a buyer does not panic over cosmetic items, and that findings are explained in a way that keeps a deal moving. All three are deliberate features of how these reports are written.

Scheduling & Availability

How quickly can you inspect my home?

Most inspections can be scheduled within a few days, and it is often possible to accommodate a tighter turnaround when an inspection contingency is running short. Call 904-806-7679 and say what your deadline is — if the calendar allows it, it gets worked in.

What are your hours?

Monday through Saturday, 8:00am to 6:00pm. Saturday availability matters more than it sounds: buyers who cannot take weekday time off, and sellers coordinating around showings, both tend to need it.

Do you work weekends?

Saturdays, yes. Sunday inspections are not part of the normal schedule. If a Saturday slot is what makes the inspection possible for you, book early — those fill first.

How far do you travel?

Across Northeast Florida: St. Johns, Duval, Clay, Flagler, Volusia and Putnam counties. That covers St. Augustine, Jacksonville and the beaches, Ponte Vedra, Nocatee, Orange Park, Fleming Island, Palm Coast, Flagler Beach, Daytona Beach, Ormond Beach, Port Orange, New Smyrna Beach and Palatka. If you are near the edge of that range, call and ask rather than assuming.

What do you need from me to book?

The property address, the type of inspection, your contract deadline if there is one, and how to reach you. If the home is occupied or listed, the listing agent's contact for access. That is enough to get you on the calendar.

What if I need to reschedule?

Call as early as you reasonably can. Florida weather moves inspections more often than anything else — a roof cannot be safely walked in a thunderstorm, and forcing it produces a worse inspection, not a faster one. Rescheduling around weather is normal and expected.

Pricing & Payment

How much does an inspection cost?

It depends on the inspection type, the size and age of the home, and whether it sits on a slab or over a crawl space. A full home inspection typically runs $300 to $675; insurance inspections like wind mitigation and 4-point are considerably less. Call 904-806-7679 with the address and square footage for a firm number rather than a range.

Can I bundle inspections and save?

Yes, and you usually should. A wind mitigation and a 4-point performed on the same visit cost meaningfully less than two separate trips, because the travel and setup happen once. If you are buying an older Florida home you will likely need both anyway — doing them alongside the full inspection is the efficient path.

When do I pay?

Payment is due at or around the time of the inspection, before the report is released. You will be told the exact amount when you book, not after the work is done.

Do you charge extra for a large home?

Pricing scales with square footage, because a 4,500 square foot home genuinely takes longer to inspect properly than a 1,400 square foot one. The quote you are given at booking reflects the actual home, so there is no surprise adjustment afterward.

Is there a trip charge for outlying areas?

For most of the Northeast Florida service area, no. Properties at the far edge of the range may carry a modest travel adjustment, and if that applies to your address you will be told at booking rather than discovering it on the invoice.

Do you offer discounts for repeat clients or investors?

Investors and realtors who send regular work should call and discuss it directly. Volume arrangements are handled case by case rather than through a published discount table.

The Report

How quickly do I get my report?

Typically within 24 hours, and frequently the same day for insurance inspections. Fast turnaround is not a marketing line here — it exists because inspection contingencies are short and a report that arrives after your objection deadline is worthless no matter how thorough it is.

What does the report look like?

A detailed PDF delivered by email, organized by system, with photographs of the actual conditions found at your property. Findings are written in plain language and separated by significance, so a worn hose bib is not presented with the same weight as an active roof leak.

Will the report tell me what things cost to fix?

It identifies and documents conditions; it does not quote repairs. That distinction is deliberate — an inspector who also quotes the repair has an obvious incentive problem. What you get is a clear enough description that any competent contractor can price it accurately from the report.

Can I ask questions after I get the report?

Yes, and you should. Call 904-806-7679 and you will reach the person who performed the inspection. A finding you do not understand is a finding that cannot help you negotiate or plan, so the conversation afterward is part of the service.

Can my agent or lender receive the report directly?

Yes, with your authorization. The report is your property, so it goes where you direct it and nowhere else.

Do you re-inspect after repairs are made?

Yes. Re-inspections verify that agreed repairs were actually completed and completed properly, which matters because a repair credited at closing and never performed is a common and expensive surprise. Call to schedule once the work is finished.

During the Inspection

Should I be there?

You are welcome, and attending is genuinely useful — seeing a condition in person explains more in thirty seconds than two paragraphs of report text. If you can only make part of it, come for the last portion, when findings get walked through. Attendance is not required, though; the report stands on its own.

How long does an inspection take?

A full home inspection usually runs two to four hours depending on size, age and condition. Wind mitigation and 4-point inspections are much shorter, often under an hour. An older home with a crawl space and a complex roof takes longer than a ten-year-old slab home of the same square footage.

What do you need access to?

The attic, the electrical panel, the water heater, the HVAC equipment, under-sink areas, the crawl space where one exists, and every room including garage and exterior. Blocked access is the single most common reason something goes uninspected. Clearing stored items away from the panel and the attic hatch before the visit is worth the ten minutes.

Do I need to have utilities on?

Yes, and this matters more than people expect. Water, power and gas must be on to test the systems that depend on them. An inspection performed on a home with the power shut off leaves the electrical system, HVAC, water heater and every appliance untested — which usually means paying for a second visit.

Do you walk the roof?

Where it is safe and the roof can bear it, yes — walking a roof reveals things no ground-level look will. Where pitch, height, material fragility or weather make it unsafe, it is inspected from a ladder at the edge, from the ground with optics, and from inside the attic. The report states which method was used, so you always know what the finding is based on.

What if the weather is bad?

Heavy rain and lightning stop roof access, and forcing it is both unsafe and produces a worse inspection. If weather prevents part of the inspection, that limitation is stated plainly in the report rather than glossed over.

Insurance Inspections

Can you do my wind mitigation and 4-point together?

Yes, and it is the most common request from owners of older Florida homes. Both are completed on one visit and the forms your carrier needs are delivered together, usually the same day.

Will my insurance company accept your forms?

Yes. Wind mitigation is documented on the state's OIR-B1-1802 Uniform Mitigation Verification Inspection Form, which is standardized across Florida carriers, and 4-point inspections are completed on the standard form carriers expect. These are the documents underwriting is asking for.

How soon will my agent get the paperwork?

Usually the same day, often within hours. Insurance inspections are frequently ordered under a binding deadline, so they are prioritized accordingly.

What if my home fails the 4-point?

A 4-point is not really pass or fail — it documents the condition of the roof, electrical, plumbing and HVAC so a carrier can decide. Certain findings do commonly block coverage: Federal Pacific Stab-Lok, Zinsco or Challenger panels, polybutylene supply piping, active leaks, and roofs with very little remaining life. Knowing about them before you are under contract is exactly the point of inspecting early.

Do I need a wind mitigation inspection if my home is new?

Often yes, and newer homes tend to do well on it. Homes built to modern Florida Building Code frequently have the construction features the form credits — better roof-to-wall connections, code-compliant roof covering, sometimes opening protection. You cannot receive a credit for a feature nobody has documented.

Can you tell me how much I will save on insurance?

No, and be skeptical of anyone who gives you a number before inspecting. The inspection documents what your home actually has; your carrier applies its own credits to the windstorm portion of your premium. The savings depend on your carrier, your policy and your home's real features, so a figure quoted in advance is a guess.

For Realtors

Can you meet a tight inspection contingency?

Usually. Tell the deadline up front when booking and it gets weighed against the calendar honestly — you will hear a straight yes or no rather than a maybe that leaves your client exposed.

How do you handle findings so a deal does not fall apart?

By being accurate about severity. Reports separate genuine defects from normal wear and cosmetic items, because the fastest way to kill a workable deal is a report that presents a loose toilet handle with the same visual weight as a failing roof. Buyers deserve the truth about both — including when something is not a real problem.

Do you offer pre-listing inspections for sellers?

Yes. A pre-listing inspection moves discovery before the offer instead of after, which lets a seller repair on their own schedule and pricing rather than under a buyer's deadline. It removes most of the leverage a surprise finding would otherwise hand the other side.

Can you inspect new construction for my buyer?

Yes, and it is worth pushing clients toward it. New construction inspections are most valuable at pre-drywall, when the structure is still visible, and again at the 11-month mark before the first-year builder warranty expires. A municipal code inspection is not the same thing as an inspection performed on the buyer's behalf.

Will you explain findings to my client directly?

Yes. A buyer who understands a finding negotiates rationally; a buyer who only sees alarming words in a PDF often does not. That conversation usually helps the transaction.

Do you provide inspections across the whole Northeast Florida market?

Across St. Johns, Duval, Clay, Flagler, Volusia and Putnam counties — so an agent working St. Augustine, Jacksonville, Palm Coast and Daytona Beach does not need a different inspector per market.

Service Areas

Which cities do you serve?

St. Augustine, St. Augustine Beach, Ponte Vedra Beach, Nocatee, Jacksonville, Jacksonville Beach, Atlantic Beach, Neptune Beach, Orange Park, Fleming Island, Middleburg, Green Cove Springs, Palm Coast, Flagler Beach, Daytona Beach, Ormond Beach, Port Orange, New Smyrna Beach and Palatka — plus the surrounding areas in those counties.

Do you inspect in Jacksonville proper?

Yes, across Duval County. Jacksonville has the widest range of housing stock in Northeast Florida, from 1920s Riverside and Springfield bungalows to new Northside construction, and the defects worth looking for differ enormously between them.

Do you cover Palm Coast and Flagler County?

Yes. Palm Coast's concrete block and stucco housing stock from the ITT era has now reached the age where original roofs are overdue for replacement and insurers start requiring 4-point inspections, which makes it a market where inspection findings carry real financial consequences.

Do you inspect condos and beachfront properties?

Yes, throughout the coastal communities from the Duval beaches through New Smyrna Beach. Coastal properties carry specific concerns — salt-air corrosion of condensers and fasteners, stucco-over-block moisture intrusion, and opening protection in the wind-borne debris region — that inland inspections do not.

Do you serve Putnam County and Palatka?

Yes. Older frame housing stock, crawl spaces, private wells and septic systems are common there, and each brings inspection considerations that slab-on-grade suburban homes do not have.

My address is just outside your listed areas. Can you still help?

Call 904-806-7679 and ask. The listed cities describe where most work happens, not a hard boundary, and nearby addresses can often be accommodated.

Still have a question?

Call 904-806-7679 and ask William Knight directly — he performs the inspections, so the answer comes from the person who will be at the property. Mon–Sat 8am–6pm.

Mon–Sat 8am–6pm · 20+ years construction and renovation experience · InterNACHI certified, licensed and insured

904-806-7679Request Inspection