Terms of Use
Last updated 31 July 2026.
What this service is
High Tide Inspections is a Florida licensed and insured home inspection business. Inspections are performed by William Knight, an InterNACHI certified inspector. We are not a contractor, we do not perform repairs, and we do not sell any product or service that would benefit from a finding in your report. That separation is deliberate — an inspector who also quotes the repair has an obvious conflict.
Engaging us creates an agreement between you and this business for a specific inspection at a specific property. The scope of that agreement is the inspection type you booked and nothing broader.
What a home inspection is, and what it is not
A home inspection is a visual, non-invasive examination of the readily accessible areas and systems of a property on the day it is performed. It is conducted in accordance with the InterNACHI Standards of Practice. It reports the condition observed at that time; it is not a prediction of future performance and it is not a warranty or guarantee of any component.
Readily accessible is a meaningful limitation rather than a disclaimer. Areas blocked by stored belongings, locked, sealed, or unsafe to enter cannot be inspected, and anything concealed behind finished surfaces — inside walls, beneath flooring, under slabs, buried underground — is outside the scope. Where access prevents inspection of something, the report says so plainly rather than passing over it.
An inspection does not determine code compliance, does not assess the adequacy or efficiency of a system's design, does not establish remaining life expectancy for any component, and does not address cosmetic condition except where it indicates an underlying problem.
Weather and utility status affect what can be examined. Roofs are not walked in unsafe conditions, and systems cannot be tested when water, power or gas are shut off. Any such limitation is stated in the report.
Specialist inspections we do not perform
Wood-destroying organism inspection is a separate licence in Florida, regulated by the Department of Agriculture and Consumer Services. We are not a WDO inspector. A home inspection identifies visible evidence and conducive conditions and recommends a licensed WDO inspector where warranted, but it does not substitute for that report.
The same applies to other specialist scopes: structural engineering assessments, mold testing and remediation, septic and well testing, environmental testing, pool and spa inspections, and irrigation system evaluations. Where a finding suggests one is needed, the report says so and refers out.
Your report
The report is prepared for you, the client who engaged us, and reflects conditions at the property on the date of inspection. It is delivered as a PDF by email. We release it to a third party — your agent, lender, insurance agent or attorney — only at your direction.
Conditions in a building change. A report describes a moment in time, and its usefulness decreases as time passes and as work is performed at the property. It should not be relied on by a subsequent purchaser or after significant elapsed time or renovation.
The report is a licensed work product. You may use it for your transaction, share it as you see fit, and provide it to contractors for pricing. You may not republish it as your own work or represent it as an inspection performed for someone else.
Insurance inspections
Wind mitigation and 4-point inspections document the condition and construction features your insurer has asked about, on the forms the carrier expects — including the state's OIR-B1-1802 Uniform Mitigation Verification Inspection Form for wind mitigation. Our role is to inspect and document accurately.
We do not set premiums, determine credits, or decide whether a carrier writes or renews a policy. Those decisions belong entirely to your insurer. We cannot promise a discount, a dollar amount, or a coverage outcome, and any figure quoted to you in advance of an inspection by anyone should be treated with suspicion.
A form documents what a property actually has. Where a credited feature is absent, the form reports its absence — that is the form working correctly, not a poor result.
Scheduling, payment and access
Payment is due at or around the time of inspection and before the report is released. The price is confirmed when you book, based on the actual property, rather than adjusted afterward.
You are responsible for arranging access to the property and for ensuring utilities are on. Where access or utilities prevent part of an inspection, that portion is reported as not inspected, and a return visit to complete it may carry an additional charge.
If you need to reschedule, tell us as early as you reasonably can. Weather commonly moves inspections in Florida and rescheduling for safety is normal.
Information on this site
Cost ranges, timelines, permitting descriptions, code references and technical guidance on this site are general information for planning. They are not a quote, not legal advice, and not a substitute for a site-specific inspection.
Building code requirements, insurance underwriting rules and carrier thresholds change, sometimes frequently. Descriptions here reflect our understanding at the time of writing. Confirm current requirements with the relevant county building department, with your insurance agent, or with us before relying on them.
Where we describe patterns in a specific city or county — typical construction era, common defects, wind speed or debris region designation — we are describing general characteristics of that market. Whether a particular address falls inside a given designation is a question for the county building department, not for a web page.
Using the site
Submit accurate information when requesting an inspection, and do not submit requests for a property on someone else's behalf without their knowledge. Do not scrape content, harvest contact details, or interfere with the operation of the site.
Content on this site is ours. You are welcome to read it, print the guides, and use them. You may not republish it as your own.
Limits on liability
Our responsibility is to perform the inspection you engaged us for competently and in accordance with the applicable Standards of Practice, and to report what was observed. We are not responsible for conditions that were concealed, inaccessible, or not present at the time of inspection, nor for the cost of repairs themselves.
Nothing here is intended to limit any liability that cannot lawfully be limited under Florida law.
See also our privacy policy.
